by CEF | Feb 23, 2017 | CFPB, Collection Calls, FDCPA, General
If you feel that debt collectors have been threatening you and crossing the line, you are not alone. The Consumer Finance Protection Bureau recently released a survey reporting that more than one-in-four consumers feel threatened by a debt collector, and a majority...
by CEF | Dec 29, 2016 | Chapter 13, FDCPA, General
In a recent court decision out of the District Court for the Middle District of Florida, Suszko v. Specialized Loan Servicing (“SLS”), the court considered a consumer’s motion to strike the affirmative defenses raised by a debt collector in an action...
by CEF | Dec 28, 2016 | CFPB, Collection Calls, FDCPA, General
Other posts on this blog talk about aggressive debt collectors and your rights under the FDCPA. In this post I want to talk about what you can realistically do when the collection calls are ringing your phone off the hook. First, you should know that if they are...
by CEF | Dec 28, 2016 | Collection Calls, FDCPA, General
Under the Fair Debt Collection Practices Act (“FDCPA”) debt collectors are prohibited from doing the following: Contacting consumers by telephone outside the hours of 8AM to 9PM local time. Communicating with consumers in any way (other than litigation)...
by CEF | Dec 23, 2016 | Chapter 13, Chapter 7, Collection Calls, FDCPA
Why do people file for bankruptcy? The thing that drives most people into bankruptcy is the aggressive debt collection activity that most debt collectors use. They call night and day. They send countless letters demanding payment. They threaten to sue. The bank...
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