Beware Illegal Credit Repair!

Scam alert! Around this of year, after all the holiday spending, you will see advertisements for credit repair.  But some of these so-called credit repair companies are nothing but scams and should be avoided.  Here are some tips on what to look for: Do not pay...

CFPB Orders Equifax and TransUnion To Pay Fines

On January 3, 2017, the Consumer Financial Protection Bureau (“CFPB”) issued a press release stating that they had taken action against Equifax and TransUnion, two leading credit rating agencies, for deceiving consumers about the usefulness and cost of...

Building a Good Credit History

Step #1 — Pay your bills on time, every time.  This may mean putting them on your calendar, setting reminders or alarms in your phone, whatever you have to do, do it.  Also, if you mail your bills instead of paying them online, or if you use your bank online to...

How To Get Your Credit Report The Right Way

Usually, for your first consultation with a bankruptcy lawyer, you will be asked to go online and get a copy of your credit report (or your attorney will arrange to get one for you).  Under federal law, you are entitled to one free credit report per year.  But be...

Pin It on Pinterest