by CEF | Jan 5, 2017 | Chapter 13, Chapter 7, General
Sometimes married couples think they must file for bankruptcy together, but the bankruptcy laws do not, in fact, apply the principle “until death do you part”. Husbands and wives can file two separate bankruptcy cases under different chapters at the same...
by CEF | Jan 5, 2017 | Chapter 7, General, Recent Court Decisions
The Fourth Circuit recently decided that, under Section 707(b)(2) of the Bankruptcy Code, a debtor can take the full IRS National and Local Standard amounts for expenses even though the debtor’s actual expenses are less. Lynch v. Jackson, No. 16-1358 (4th Cir.,...
by CEF | Jan 5, 2017 | General, Wills
A lot of people think making a will is going to be a long and complicated process, but once you have the help of a qualified attorney, the purpose and effect of a will can usually be explained very easily. Here are some questions I am asked frequently when working on...
by CEF | Jan 5, 2017 | Credit Reports
Scam alert! Around this of year, after all the holiday spending, you will see advertisements for credit repair. But some of these so-called credit repair companies are nothing but scams and should be avoided. Here are some tips on what to look for: Do not pay...
by CEF | Jan 5, 2017 | Automatic Stay, Chapter 13, Chapter 7, General
The “automatic stay” is one of the most important benefits people get from filing bankruptcy. The stay will go into effect the moment the case is filed, and it stops creditors from any collection efforts against the debtor. You get a temporary safe...
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