by CEF | Dec 30, 2016 | Chapter 7, General
If your small business is failing and you have decided you do not want to run it anymore, what do you do? Well first you have to decide how to close the business — should you file Chapter 7 bankruptcy or just wind it down under state dissolution laws? Both have...
by CEF | Dec 29, 2016 | Chapter 13, Chapter 7, General, Student Loans
The Wall Street Journal recently published an article concerning bankruptcy and student loan debt that shows there may be a glimmer of hope for dischargeability of a small slice of student loan debt. As we all know, student loans are not dischargeable in bankruptcy...
by CEF | Dec 29, 2016 | Chapter 13, FDCPA, General
In a recent court decision out of the District Court for the Middle District of Florida, Suszko v. Specialized Loan Servicing (“SLS”), the court considered a consumer’s motion to strike the affirmative defenses raised by a debt collector in an action...
by CEF | Dec 28, 2016 | CFPB, Collection Calls, FDCPA, General
Other posts on this blog talk about aggressive debt collectors and your rights under the FDCPA. In this post I want to talk about what you can realistically do when the collection calls are ringing your phone off the hook. First, you should know that if they are...
by CEF | Dec 28, 2016 | Collection Calls, FDCPA, General
Under the Fair Debt Collection Practices Act (“FDCPA”) debt collectors are prohibited from doing the following: Contacting consumers by telephone outside the hours of 8AM to 9PM local time. Communicating with consumers in any way (other than litigation)...
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